Maximize Employee Benefits, Minimize Tax Burden with

De'tax Card

A smart, tax-efficient way for employers to provide flexible benefits, while employees enjoy more take-home pay

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Traditional benefits are broken

Straightjacketed compensation benefits across the organization lead to lower employee benefits and higher tax burden

Employers’ Challenges

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rigid

Rigid Benefits

One-size-fits-all structures don’t work
complex

Complex Administration

Manual approvals increase HR Workload

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Low Employee Satisfaction

Limited flexibility leads to lower retention

Employees’ Challenges

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lower

Lower Take-Home Pay

Higher taxes reduce disposable income

slow

Slow & Tedious Approvals

Slow approvals hinder rebate visibility.

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No Real-Time Visibility

Employees miss tax-saving opportunities

De'tax solution for implementing customized flexible benefits and assisting employees in optimizing their taxes

A Digital Adoption Platform trusted by leading corporates to roll out various Flexible benefits as per Income Tax Norms, that reduces tax burdens, enhances employee satisfaction, and simplifies HR & Finance operations

Key Benefits for Employers

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AI-Based Corporate Platform

To roll out multiple benefits with AI based real time compliance

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Customizable Benefit Categories

Define tax-saving benefits for employees. Choose from a list of supported categories

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Easy Benefits Management

No more paperwork or complex approvals—De'tax FBA automates reimbursements and compliance

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Advanced Reporting and Analytics

ensures tax compliance, streamlining audits with concise reports on savings.

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Seamless Payroll Integration

Syncs with salary structures for effortless deductions

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Key Benefits for Employees

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Personalized FBA Dashboard

See allocated benefits, remaining balance, and savings through your mobile app

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Higher Take-Home Salary

Convert a part of your salary into tax-free benefits, increasing disposable income

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Instant Access to Benefits

No waiting for approvals—spend instantly through the De'tax Card linked to your FBA balance and get tax rebates immediately

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Effortless Approvals

AI-powered auto-approvals for bill approvals with minimal manual intervention

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Smart Notifications & Nudges

Get reminders to use unclaimed benefits

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Hyperpersonalized Insights

AI driven Personalized Insights for more savings and benefits.

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Tailor benefits to match employee needs

One size doesn’t fit all. Empower your workforce with benefits they truly value

Food and provisions

Food / Provisions

Fuel and travel

Fuel and Travel

Communication

Communication

Books and Periodicals

Books

Health

Health

Gadgets

Gadgets

and many other categories

Contact us for more benefits

Frequently Asked Questions

What is Ncash's Tax Optimization solution?

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How does the De'tax Card facilitate tax savings?

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What types of expenses are eligible for tax exemptions with the De'tax Card?

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What happens if I don't upload bills for my De'tax Card expenditures?

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Can unspent balances on the De'tax Card be carried forward to the next financial year?

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Is the De'tax Card a physical or virtual card, and how is it activated?

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FULLY LICENSED. FULLY COMPLIANT.
Amfi

Association of Mutual Funds of India Registered Mutual Fund Distributor ARN:186998

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Pension Fund Regulatory and Development Authority  RAN00005154E

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Insurance Regulatory and Development Authority of India
Registration No: CA0906

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BSE Registered Mutual Fund
Distributor Code No:54569

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Department of Promotion
of Industry and Internal Trade No : DIPP82861

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E-Return Intermediary
Registration No : ERIP005873

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Figital Technologies Pvt Ltd, IIT Madras Research Park, B4-09, Kanagam Road, Taramani, Chennai, Tamil Nadu - 600113

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